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** Disclaimer**
This Blog is made available for educational purposes as well as to give you general information and understanding of insurance, not to provide any specific professional advice. The Blogs should not be used to determine your insurance needs or requirements. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding your coverage(s). If you have questions, please reach our to your agent directly. By reading and using this site, you acknowledge your understanding of the above statement. 

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